We don't care about your credit history.

We don't check your credit score.

We give people credit cards without credit checks and without cash deposits.
 
Our Promise

Our credit cards use your valuables as collateral. Use items like jewelry watches and handbags to get high monthly credit limits. 

 

Near Instant Credit

The Missing piece

We give you money every month for as long as you need. 

Speed

Rapid Process: 

We can have your pre-approval done in 60 seconds or less

 

How Pinglend works

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Credit Alerts

When banks alert their customers that they have reached or are approaching their credit limit they include the option to extend their credit using PingLend in their notification. 

Accurate Valuation

Our technology enhanced valuation team process provides valuations for valuable items like jewelry, gold,watches, and handbags in under 5 minutes, all without bank assistance

Fast Execution

Deliveries and custody are handled in a highly controlled sequence that insures minimal risk to property and maximum transparency to borrowers. Banks are notified of final guarantee levels within one hour of custody 

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How Pinglend works

Send us an image of your item

Our technology enhanced valuation team process provides valuations for valuable items like jewelry, gold,watches, and handbags in under 5 minutes.

 

When you're ready either drop off the item at one of our partner locations or send it to us (usually we'll cover shipping).  

Card Issued

You will be sent a 30 second form that asks basic questions so when our valuation team approves the item your card will be issued immediately. 

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Build Credit

Deliveries and custody are handled in a highly controlled sequence that insures minimal risk to property and maximum transparency to borrowers. As you use the card and pay it back your credit score will go up. 

You can add more items to increase your credit limit or have your items returned to you at any time. 

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Join Waitlist

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Serving  California